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Accepted Types of Payment for Therapy at Carolina Counseling

Accepted Types of Payment for Therapy at Carolina Counseling

Accepted Types of Payment for Therapy at Carolina Counseling


When deciding to seek therapy, you may be faced with the reality that money can dictate your conditions outlook. It can be an important parameter in forming the nature of the therapeutic process and in defining the border line of the patient-therapist relationship. It is an important topic many therapists often avoid exploring, but nevertheless, need to be clarified, especially before the start of a treatment plan.

For many people, paying from their own financial resources is considered more convenient than using insurance. Apart from the concern of high premiums, using the latter may mean the application of co-pay, co-insurance, and/or deductibles. If you have no insurance or your preferred therapist does not accept your insurance plan, you may want to explore other out-of-pocket self-payment modes to enjoy continued access to high-quality counseling services.


Modes of Payment You Can Use for Counseling

For your convenience and for purposes of clarity, Carolina Counseling Services – North Fayetteville Office – Fayetteville, NC outlines a variety of options available to clients to pay for counseling in a flexible, individually tailored way. The independently contracted counselors are aware that some clients may be struggling to live within a budget while receiving counseling. After identifying the things that may keep you from getting the help you need, CCS – North Fayetteville Office is making an effort to reduce the impact of money as a major roadblock.


Here are the different options you can use to pay for counseling.


  • Cash: Paying in cash is probably the fastest and hassle-free payment mode. It, however, applies only to face-to-face sessions or when the client has enough money to sustain the cost of the diagnosis and treatment.


  • Credit Card: In the absence of cash, you may choose to use a credit card to pay for your counseling services. You may do so at the time of your appointment, or even before your scheduled appointment. The therapist will run your card after each completed session and will assure you that no credit card info is retained on file.


  • Health Savings Account (HSA): When giving yourself the gift of therapy, the cost of counseling for your emotional health condition is eligible for a reimbursement with a health savings account. This tax-advantaged medical savings account allows you to use the pre-tax money for your therapy sessions. With an HSA, you and your dependents can receive high-quality treatment from your preferred counselor.


  • Flexible Spending Account (FSA): FSA is another special tax-free account you can use not only in paying for counseling, but for other health care costs. It can also be used for any out-of-network health expenses that may be charged to your deductible. An amount of up to $2,600 or depending how much you want to put into an FSA, is taken from your paycheck proportionally throughout the year.


Therapy is a lifetime investment that can bring you many favorable returns. With all the options available for you in terms of paying for counseling, whether for yourself or a loved one, there is one that is right for you. When you are spending money on improving your health, family, relationships, career, and emotional well-being, it is well worth the investment.

Your financial outlay can count more when you receive the highest standard of skill, empathy and evidence-based, science-backed therapeutic approach from the right fit professional. This is the kind of service that you will receive from a dependable therapist independently contracted with Carolina Counseling Services – North Fayetteville Office – Fayetteville, NC. You can find the help you need without a doctor’s referral. Call to request an appointment today!

Serving Areas: Carolina Counseling Services – Fayetteville, NC (North)

Counties: Cumberland, Bladen and Sampson Counties, NC

Areas: Fayetteville NC, Ft Bragg NC, Pope Field NC, Sliver City NC, Linden NC, Bunnlevel NC, Erwin NC, Dundarrach NC, Rex NC,and Wade, NC

Zip Codes: 28311, 28395, 28390, 28356

Counseling Information

How Do I Set Up my FIRST Appointment?

  • Call: 910-636-0011 (Fastest way to schedule)
  • Text: 910-308-3291 (Reply will be via phone)
  • Click here and use our Contact Form (You must include your phone number, because replies will only be made by telephone to ensure security/privacy)
  • Call or Text for your New Patient Appointment Anytime!
  • Appointment scheduling for NEW clients: Mon-Fri
  • Established/Standing Appointments are made directly with your therapist!
  • Referrals: MOST beneficiaries do NOT need a Referral!

Other Contact Info

If you have a compliment, concern or comments please contact:

Contact Management:
click here

If you need to speak specifically to the owner
Click here and use our Contact Form

Carolina Counseling Services – North Fayetteville Office, Fayetteville, NC

422 McArthur Road, Suite 2
FayettevilleNC 28311

Our Mailing Address:

PO BOX 9909
Fayetteville, NC 28311

Choose your Therapist

  • Becky Clark, MSW, LCSW

    Specializes in: (Ages 18+) Anxiety, Depression, Individuals, Couples, Geriatrics, Criminal Justice, Stress Management, Loss and Grief related to death, disability, divorce, deployment, “empty nest”, retirement and other major life transitions
    Insurance: BCBS, Tricare, Medicare, and Cash

    Credit Cards: Visa, Mastercard, Discover and American Express

    Location: Fayetteville, NC